@Honathor - I'll strongly consider a lovely modbomb. Perhaps Instinct would like to play his hand at it?
@Aeon - You would just submit your house as a location in the development thread (location template is fine) - however, you would not need to actually acquire approval, and you could utilize your house immediately after paying for it in your ledger. The post in the dev thread would just be so I am aware, and after I DO look at it, I'll ask you to post it as a thread so you can quickly show other players info on it.
If you need a loan to build or buy your house, you can acquire those here:
Bank of Uthaldria
Otherwise, you calculate costs/etc yourself, using the info in the price list. If you want, I can also work out a pre-built house and give you info on it and its pricing. I'm totally up for helping out with that, since houses tend to be a pain in the ass to calculate the costs of. Let me know!
BTW, if it's directly in the city, it'll be more expensive. If it's in a suburb or settlement, it'll be cheaper.